The Bajaj Finserv EMI card offers easy conversion of your expenses into easy, no-cost EMIs so that you repay the money at your ease. You can also foreclose your loan without having to pay any additional charges. You can thus enhance your shopping experience and, at the same time, enjoy attractive offers. Keep reading to learn how to apply for Bajaj Finserv EMI card in easy steps.
Steps to Apply Online for Bajaj Finserv EMI Card for New Users
You can apply for a Bajaj Finserv EMI card by the following steps:
Step 1: Navigate to the official website of the financial institution.
Step 2: Click on the “Apply now” button.
Step 3: Enter your date of birth, qualification and mobile number to check the loan amount you are eligible for.
Step 4: Click on the “Check offer” button to see your pre-approved loan offer.
Step 5: Verify your mobile number by entering the OTP.
Step 6: Enter the details required.
Step 7: Click on the “Proceed” button to verify your credit limit.
Step 8: Once checked, click on the “Proceed” button to verify KYC details.
Step 9: Pay the amount required and submit the application form.
Once done, you can easily activate your Bajaj Finserv EMI card. However, if you are an existing customer, you will need to follow comparatively fewer steps to get an EMI card.
Steps to Apply Online for Bajaj Finserv EMI Card for Existing Users
You can follow the steps mentioned below to apply for this EMI card if you are an existing user:
Step 1: Navigate to the official portal of Bajaj Finserv Experia at the Bajaj Markets website.
Step 2: Enter your details and log in to your account.
Step 3: Input your date of birth, profession and registered mobile number.
Step 4: Click on the “Check offer” button to check your pre-approved loan offer.
Step 5: Complete the application form and upload the necessary documents.
Step 6: Pay the application fees and click on submit button.
You can receive your EMI card approval within 30 seconds of application. Apart from online application, you can also opt for the offline application process if you feel more comfortable.
Steps to Apply Offline for Bajaj Finserv EMI Card
Below are the steps that you can follow to apply offline for the Bajaj Finserv EMI card:
Step 1: Travel to your nearest Bajaj Markets partner store.
Step 2: Purchase items of your choice.
Step 3: Request an in-store financing option at the billing counter.
Step 4: Produce the essential documents, and complete the application process.
Before beginning with the application, it is a must to check your eligibility to avoid rejection of your application.
Eligibility Requirement for Bajaj Finserv EMI Card
The eligibility criteria to apply for a Bajaj Finserv EMI card are as follows:
- If you want to opt for a Bajaj Finserv EMI Network card, your age must be between 21 and 60.
- For a Bajaj Finserv Insta EMI card, your age must be between 23 and 65 years.
- It is mandatory to have an individual current bank account or savings bank account in India.
- You must have a steady flow of monthly income.
- You must be a citizen of India.
- Residential address proof in India is mandatory.
You must also check the documents you would require during the application process. This way, you can arrange for them beforehand to prevent any error or delay during the application process.
Documents Required to Get Bajaj Finserv EMI Card
The documents required while applying for an EMI card are:
- Identity proof such as an Aadhaar card
- PAN card.
- A duly signed ECS Mandate.
- A cancelled cheque.
Once you receive approval for your EMI card and activate it, you will be able to use a Bajaj Finserv EMI card on several occasions.
Uses of Bajaj Finserv EMI Card
The uses of the Bajaj Finserv EMI card are as follows:
- Shopping from a wide range of online stores is easier using this card.
- You can also shop from different offline stores that have partnered with Bajaj Markets using this card.
- This card comes with a pre-approved loan amount, and hence you can use this card to shop for expensive items.
- In addition, you can easily monitor the transactions via the online Bajaj EMI portal and therefore shop more securely.
Now that you have an idea about how to apply for Bajaj Finserv EMI card, you can get one to enjoy the benefits associated. These benefits include flexibility in loan repayment tenure, a pre-approved loan offer up to Rs. 4 Lakhs and a wide range of online and offline partnered stores to shop from using the EMI card.